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so in this two-tier system one of the tiers the tier that involves the cbdc is between the central bank and financial institutions whereby the cbdc really only serves as a means of interbank settlement and isn’t public facing at all. The second tier there is the private Banks the financial institutions that are issuing the money that actual people use but all the interbank settlement is being done in a cbdc and this is the model that’s set to be followed in the United States. Because uh fed now for example of the Federal Reserve that was launched uh solely as a means of interbank settlement really it’s not meant to interact with the public at all and the Federal Reserve has been very open about that so that fed now is essentially the infrastructure for a wholesale cbdc model not a retail cbdc model. So when you have people like Trump and Ronda Santa say no cbdc they mean no public facing cbdc they don’t mean no wholesale cbdc so a complete Financial lockdown is actually a lot closer than many of you might think.









Links; Matilda-macelroy.com
Eu-China. https://matilda-macelroy.com/wp63/blog/2024/11/29/eu-china/
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